“I believe we will get that house… even if that means that someone else moves in first and we get it later on down the road.”
These were the words of my husband spoken to our pastor and his wife 2 years prior, and here we were, needing to make a decision on the house that we had come to love. And so the story continues. We decided to take a step of faith and pursue our dream house. We truly see God at work in the details of this story. And so here they are:
1. We got pre-approved for a loan.
I called my husband and we decided to go for it! We decided to see if we could get this house. We would take everything step by step and see what happened.
If you know us, or follow my blog at all, you know that we have experienced significant hardship in the last couple of years. Financially my husband and I were still getting on our feet, so we wouldn’t have been shocked if we didn’t get pre-approved. But we did. We were so excited!
2. They accepted our offer!
We took our letter of pre-approval and gave it our best shot. We looked at the house one more time with nervous excitement pulsing through our bodies. Travis and I signed the paperwork and our realtor took it the next day and presented our offer-along with the other offers he had received. We waited.
The next day we got a phone call. It was our realtor. “You got the house!” Woah! We were thrilled.
But here’s the catch: Our offer was not the highest offer. Let me say that again: They accepted our offer even though they had better offers! So why did they accept it?
Our realtor suggested that Travis write the city a note about why we wanted the house. And so he did. He told them of our heart for the community and included an article that had been written about his story. And just like that, we had a closing date!
3. Our realtor believed in us.
The first loan we pursued did not work out. So with the help of our realtor, Travis pursued several other options. All along the way, our realtor spent a ton of time helping us. But not just that, he spoke so many words of encouragement to us. He saw great potential in our family and wanted us to be able to be planted and make a difference in the community he loves.
He believed in us enough to set up meetings. Our realtor believed in us enough to attend some of those meetings. He spent hours brainstorming on the phone and even pursued unconventional financing by asking wealthy community members if they would be willing to invest in us. Wow. We were blown away.
He said if he had the money, we would be the first people he would want to invest in. What he doesn’t know is that those words alone invested encouragement that will have an immeasurable return.
We want to believe in people the way he believed in us.
4. The city worked with us.
When several options were not playing out as we had hoped, they set up a meeting with the man in charge of the house. When Travis got there, the man was going on and on about all the things they were going to do to the house to make it perfect for us. (This is a huge detail in and of itself.)
He was so animated and excited that Travis could hardly get a word in to tell him why they wanted to meet. When he finally told him that the reason for the meeting was because we were having a hard time getting financed, his response blew Travis away.
He pretty much said that some way, some how they were going to get this house for us. Along with others in our journey, he too expressed an excitement for and belief in our family. He wanted us to have the house, and said he wanted to set us up with the best possible outcome.
- Money was set aside for us through a grant program.
- Everything on the inspection was going to be fixed.
- The price was potentially going to be lowered even more.
- There would be no taxes on the house for the first year since the city owned it.
- The mortgage itself was going to be exponentially lower than our current rent.
All of those details are amazing right? They are! They are beautiful, and we see God’s hand in them all. But there is a part of the story that is even more beautiful. It is the MOST important part.
If you have been following this story- thank you. I know it is a long story, but I have to get it right. I needed for you to hear all of this so that you can understand the final and MOST IMPORTANT component.